JDG Insurance has primarily focused on setting up the two insurance companies and stabilising the Group's existing intermediary and insurance operations. The insurance licences were granted on 8 January 2009 and the insurance companies commenced operating on 16 January 2009.

Reporting, systems, capital structure and statutory requirements received priority and JDG Insurance's FAIS and general legal compliance has been substantially upgraded.

JDG Insurance is a separate autonomous business within the Group. In the coming financial year it will focus on bedding down some establishment and compliance issues. However, primary focus is on the growth of the insurance and intermediary operations.